Thank you for using the official Florida Elderly Mortgage Assistance (ELMORE) Program Website!

This site contains all the information you will need to learn how to apply for the Florida ELMORE program. You may download facts about the program (En Español), answers to frequently asked questions (FAQs) (En Español) and other information that may be helpful to you.

Once you review this information, if you have further questions and/or want to apply, please call the toll-free ELMORE Application and Information Line at 1-(800) 601-3534. This application/information line is open and staffed with live certified ELMORE advisors on Monday – Friday, 9:00 a.m. – 7:00 p.m., closed on Saturday & Sunday.

The federal government has allocated funding to assist senior homeowners with a reverse mortgage remain in their homes by providing eligible borrowers up to $25,000 to bring their property taxes, homeowner's insurance, flood insurance and/or homeowners/condo association dues (property charges) current, to the extent that these property charges have been paid on behalf of the senior homeowner by the servicer of their reverse mortgage. The senior homeowner may also be eligible to have up to 12 months of future property charges paid on their behalf, as well. The program is available in all 67 counties in the State.

Eligibility requirements include, but are not limited to, the following:
Click here to download the ELMORE "Frequently Asked Questions" document, which contains the complete list of Florida ELMORE eligibility requirements and program benefits.



Apply Now:

Once you review this information, if you have further questions and/or want to apply, please call the toll-free ELMORE Application and Information Line at 1-(800) 601-3534. This application/information line is open and staffed with live certified ELMORE advisors on Monday – Friday, 9:00 a.m. – 7:00 p.m., closed on Saturday & Sunday.




Contact Us:

To contact someone who can assist you or answer your questions, please call toll-free ELMORE Application and Information Line at 1-(800) 601-3534.




IMPORTANT PROGRAM ANNOUNCEMENTS!


Also, the following agencies are no longer participating in the Florida Hardest-Hit Fund Program: